FINANCE DEPARTMENT

Our Location

White River Toyota
303 Sykes Mountain Ave
White River Junction, VT 05001

Sales: 802-299-2800
Finance

Finance Center

Welcome to our Toyota finance center, where we are committed to helping you with your car-buying or leasing experience near White River Junction, Berlin, and Rutland, Vermont.

From exploring finance plans that suit your budget to offering top-notch tools and resources, we’re dedicated to helping you drive home in the Toyota of your dreams with a payment plan that works for you at White River Toyota

About Our Toyota Finance Team

Our team of highly trained and experienced professionals is passionate about getting you behind the wheel of a Toyota. Our finance experts understand that every customer’s financial situation is unique, so we take a personalized approach to find your best options.

Find a low-interest loan, special finance offers, or advice on trading in your current vehicle; our team is here to make the process straightforward and transparent.

We’re equipped to help customers secure financing from excellent to less-than-perfect credit. With years of experience in the auto finance industry, we’re confident in finding solutions that allow you to focus on the excitement of owning a new Toyota.

Buying vs. Leasing a Toyota

Our Toyota finance team wants to help you pick the appropriate payment plan, such as deciding whether to lease or buy.

When you buy a Toyota, you’re investing in ownership. This means that once your loan is paid off, the vehicle is entirely yours. Buying may be the best option for those who want long-term value and plan to keep their vehicle for many years.

On the other hand, leasing allows you to enjoy the latest Toyota models with lower monthly payments than buying. With a lease, you can drive a new Toyota every few years. At the end of the lease contract, you can return your vehicle and pursue a new Toyota. Leasing is ideal for those who like to stay in a new vehicle often and want the flexibility to upgrade regularly.

From choosing to lease your next model to having fun with a fresh Toyota to owning your new vehicle outright, our team is here to help introduce you to different options.

Toyota Financing Tools and Resources

One of the most popular tools is our online application, which lets you start the financing process from the comfort of your home. By filling out a quick form, you can get an idea of the loan amount you qualify for, making your dealership visit more efficient.

Additionally, with our trade-in appraisal tool, you can estimate the value of your current vehicle if you plan on using it as part of your down payment. Simply input the details of your car, and you’ll receive an estimate that may be able to help lower your overall financing costs.

Use tools like this to compare a variety of payment plan choices and even check out our rolling promotions and specials for new and used Toyota vehicles.

Visit Our Toyota Finance Center Today

At our Toyota finance center near White River Junction, Berlin, and Rutland, VT, we’re dedicated to helping you quickly navigate the complexities of auto financing. Contact us at White River Toyota today

Contact Information

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Brian was great! This was my first ever car purchase and he was extremely helpful throughout the whole process.

- marymeagher24, DEALERRATER

Tyler and Zach were both a pleasure to work with and very knowledgeable. My experience was stress-free!

- trina19911, DEALERRATER

White River Toyota is top tier! I truly appreciate walking into the dealership and being greeted by smiling, happy, friendly faces. I appreciate being able to sit down with the sales and finance team and engage in small talk conversations and skip all the nonsense sales pitch type conversations....

- Marissa Simoneau, GOOGLE

A good friend recommended Branson at White River Toyota to me when I was talking to her about looking for a new car. Even though White River Toyota is on the complete other side of the state from us (and not the short side), I decided to follow her advice and reach out to him. I'm happy I did. He...

- Laura Pariseau, GOOGLE

Lincoln was very helpful highlighting all the features of our new car. We enjoyed working with him on the purchase.

- James, DEALERRATER

Good - no pressure sales, good price, and they had the vehicle we wanted.

- Harry Robertson, GOOGLE

We had a positive experience buying our va from Toyota. The staff was friendly, non-pressuring, and flexible with us.

- Rclavelle, DEALERRATER

Drove an hour to see this dealer. We generally HATE working with dealerships but visiting WRT was very much worth it. Dave Bennett salesman was by far the best we’ve ever dealt with!

- William Hill, GOOGLE

Rose was a great person to work with, and helped our daughter be excited for our new car. Thanks Rose for making the time to chat with us and help us.

- Mario Piper, DEALERRATER

Very good interaction, Tyler was very friendly and answered all my questions with the process.

- Risetremblay, DEALERRATER

We had such a great expereince with Lincoln, Zach, and Bill at WRT. They made the process stress-free and smooth-sailing! We are absolutely loving our Sienna and will be back to WRT for our next purchase down the line!

- kelleycwillis, DEALERRATER

Lincoln did a great job selling me a Toyota Tundra. He was very knowledgeable about the Tundra and answered all my questions. He listened and made sure I got all the options I wanted. My wife and I especially loved how easy and laid back Lincoln was when selling the truck. No pressure means a lot...

- don, DEALERRATER

Excellent sales group. Darren and Hannah were relaxed and efficient! Found the exact car I requested. Thank you.

- Andrew Torkelson, GOOGLE

Excellent service all around. Brian was honest, communicative, and made the process simple and straightforward. Highly recommend!

- knoonan815, DEALERRATER

Great Service

- David Stone, GOOGLE

My experience with Sheldon was excellent. He was honest and helpful throughout the entire car purchasing experience.

- PeterM, DEALERRATER

It was a pleasure having John as my sales rep. He exceeded my needs, was very throughout the process, all the while being very cognizant of my time constraints. Overall, a very positive experience with both John and Chris Hatch in Finance.

- md6996, DEALERRATER

Brian was excellent to work with. He knew the details regarding the vehicle we were interested in. Given my schedule, he helped me move through the dealership and the purchase process at an accelerated pace. I would do business with White River Toyota and Brian again in a heartbeat.

- Purdue97, DEALERRATER

It was our first time working with Toyota and the best experience buying a car so far. Brian focused on our needs from the start and answered our questions with an evident knowledge of cars and their mechanics. At no point did we feel pressured and that was very important to us. Brian’s approach...

- Helene, DEALERRATER

Agreed to a price over a handful of emails and 1 or 2 phone calls. When I showed up, everything was as described and I was in and out the door in under an hour. If I’m in the area and need a new Toyota, I wouldn’t hesitate.

- David Blasing, GOOGLE

My Tacoma purchase this week is my second with Hannah Kilburn. I was introduced to Ms. Kilburn last year and was quickly impressed with her helpful, knowledgable, and pleasant deleanor during that car buying experience. While few were required, Hannah was helpful with questions regarding a service...

- agpillsbury, DEALERRATER

I had a great buying experience with Sheldon at White River Toyota. He was very professional and responsive, Sheldon was able to get me in a 4Runner for way less money than my local dealer, in fact I drove 4hrs from out of state to purchase it! Hands down I would purchase from him again!

- Joey, DEALERRATER

We had a very good experience working with Sheldon and White River Toyota. Sheldon quickly answered email questions and kept us updated regarding the arrival of our vehicle.

- billmatthews776, DEALERRATER

I had the pleasure of working with Brian Fortier. You can tell he is a people person and really enjoys his work. He was very knowledgeable about the TRD Tacoma I bought. No pressure, he really wanted to make sure I was happy with my purchase and offered his services anytime I may have questions. I...

- mike, DEALERRATER

I happened to meet Dave out of work and told him I’d come see him when I was ready to buy my Tacoma. He made the buying experience a pleasure and was very helpful with all aspects of the purchase. I highly recommend Dave to anyone looking to buy a vehicle from White River Toyota.

- rustyx2c, DEALERRATER

I have been a customer of the Heritage Group dealerships and service departments for over 20 years, and my experience with Rose Rode at White River Toyota really stood out. Rose was on top of it, reaching out to me the moment a car came in that she knew I was looking for. She was transparent and...

- Sue, DEALERRATER

Easy to do business with. No nonsense. Treated fairly and respectfully. A pleasure to do business with.

- jabo40, DEALERRATER

I had an amazing experience working Tyler at WRT 10/10

- Emilee mayotte, GOOGLE

Had a great experience buying a car here. Sheldon helped me put a deposit down to hold a car that was in transit. Good communication via email, not too much, and he was really helpful with all my requests. When my car arrived, I was at the dealer for less than 2 hours, including test driving....

- Jodie Wright, GOOGLE

Highly recommend this dealership. Courteous, professional, and reasonable. Thank you, Dave, for my first good experience buying a car from a dealership.

- Jennifer Young, GOOGLE

Rose is super nice and patient, never push you to buy the vehicle, and explain all your questions clearly

- May, DEALERRATER

Hannah is a pleasure to work with and makes the transaction so easy and stress free

- BNNYG32, DEALERRATER

Everything was super easy and led to a much quicker experience than expected. Sheldon was super helpful and always quick to respond to messages leading up to our visit.

- cassidyspencer, DEALERRATER

Hannah was excellent! She made the process easy and she offered availability for questions in the future!

- hlh5878, DEALERRATER

Dave Bennett was great to work with. He made my car purchase possible when I didn't think it would be. He answered all my questions and continues to do so as I get used to all the bells and whistles on my new car. I highly recommend him.

- Dijoncat, DEALERRATER

There was amazing to work with! He was there start to finish in the parchase of my vehicle and made sure i left with the car i wanted, if you have any car needs hes your guy

- emileem2004, DEALERRATER

It was great ,I drove the SUV ,talked with my salesman came to a agreement and never was I pushed about the SUV it was a great first time experience with Lincoln my salesman at this dealership.

- redbell68, DEALERRATER

Branson is quick, responsive, direct and runs an incredibly smooth process. There were no surprises and he keeps great partnerships across the dealership team to close things out quickly. I couldn't be happier with the transaction process.

- Sam, DEALERRATER

I took relative down the business transaction went well

- clarence slater, GOOGLE

Rose was very patient and took the time to explain everything without a second thought. Would buy from her again!

- j.buckrs, DEALERRATER

Rose was extremely helpful working with my budget. Got me out of a car that wanted nothing but repairs and into something dependable. I cant thank you enough.

- shellylaware, DEALERRATER

Great, easy transaction! No high pressure. No endless contact. Thanks for the easy going approach!

- Susan, DEALERRATER

I leased a Brand New Toyota Tundra Limits (aprox 70K$$) from White River Toyota a little over two years ago. During this time I get a recall notice that my FULL ENGINE NEEDS REPLACED on my brand new truck!!!!!! With 9 months left on the lease, I decided I will just trade it on a New Trundra and let...

- harleyhiker, GOOGLE
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